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Financing Options

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Affordable Vision

University Retina accepts checks, credit cards, and other affordable financing options such as CareCredit.

Fees, Billing, and Collection

All non-covered services, deductibles, and co-payments are due at the time of service. We accept cash, check, MasterCard, AMEX, Discover, and Visa. We will be happy to discuss fees in advance and provide an estimate on any service we provide. Give us a call today at 708-687-2222.

We understand that managing healthcare expenses can be challenging. To assist, we offer payment plan options. For more information on eligibility and how these plans can benefit you, please contact our office today.

Our Commitment to Transparent, Upfront Billing

To make your experience with us as smooth as possible, we collect payments at the time of service. This includes co-pays, deductibles, refraction fees, and any outstanding balances. Our goal is to help you understand your financial responsibility while reducing surprise bills after your visit.

What You Can Expect

  • An estimate of your cost before your appointment, based on insurance eligibility
  • A secure option to keep a card on file for convenience
  • Friendly, respectful conversations about payment
  • Access to payment plans for larger balances

Frequently Asked Questions (FAQ’s)

Collecting at the time of service ensures transparency, reduces administrative costs, and helps prevent unexpected bills later on.

We may collect co-pays, unmet deductibles, refraction fees (used to determine your eyeglass prescription), and any past due balances.

We use real-time eligibility tools to help verify your benefits. If there’s a discrepancy, we’ll discuss it with you and provide options, including refunds if overpayments occur.

We’re happy to work with you. You may be able to pay a portion today and arrange a monthly payment plan.

Keeping a card on file simplifies the billing process and ensures you only pay what you owe—no more, no less. All card data is encrypted and stored securely through a third-party vendor.

Our billing team is here to help! Please call the number listed on your statement or speak with a front desk representative during your visit.

Thank you for trusting us with your care. We are committed to clarity, fairness, and service at every step of your visit.

Your Healthcare Credit Card

CareCredit is the credit card exclusively designed for healthcare services. CareCredit offers special financing on purchase of $200 or more* for healthcare procedures not commonly covered by insurance, including LASIK and Premium-IOLs. Why put off improving your vision tomorrow, when you can see clearer today?

Pay your post-care balance online with the CareCredit credit card.

We proudly accept the CareCredit credit card to help you finance your healthcare needs. Now you can use Pay My Provider, a new online payment solution from CareCredit, to pay outstanding balances quickly and securely. Special financing options are available.*

*Subject to credit approval. Minimum monthly payments required. Visit www.carecredit.com for details.

Call or Text Us Today to Schedule an Appointment

Learn more about our locations near Chicago, Illinois! Call us today.

Call or Text (708) 687-2222

Testimonials

What Our Patients Say

"Dr. Rama Jager and his team are world class. You won't find another physician with this level of skill and compassion.""

- Bryan

"Dr. Jager is the most compassionate and capable doctor I've had the pleasure of knowing. My 66 y/o father had floaters in his eye and got an appointment and (painless) laser procedure within the SAME DAY. Dr. Jager took the time to explain what was wrong and gave a clear solution to my dad's problem. The floaters are gone and, more importantly, our family has been given a peace of mind!""

- Ambika

"Dr. Jager and Byun were awesome! They were very professional and actually cared about my health and vision. The Oak Forest location was by far, fairly priced compared to other local retina specialists. The staff were friendly and the open availability for appointments are immediate. I definitely recommend University Retina. You wont regret it!""

- Tabitha

"I had an eye emergency after cataract surgery that needed to be looked at immediately. Dr. George saw me in the Downers Grove office as soon as I could get there. He gave me the treatment I needed for surgery 5 days later. He and his team are professional experts who treat the patient with kindness and respect. I highly recommend him and his team.""

- Carolyn

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